Introduction: The Indian government has introduced the E-Shram Card to support unorganized sector workers by offering financial assistance. Many workers are keen to check whether they have received the ₹1000 payment under this scheme. This article provides a step-by-step guide on how to check the E-Shram card payment status in 2024, ensuring that beneficiaries can easily verify if their account has been credited.
How to Check E-Shram Card Payment Status in 2024
For those looking to check their E-Shram Card payment status, the government has made the process simple and accessible online. The following steps will guide you through the process.
- Visit the official E-Shram portal or access the website of your bank to check your account balance.
- Enter your login credentials, such as your registered mobile number and password.
- After logging in, look for the payment status section, where you can find information regarding the ₹1000 credit.
- Alternatively, you can use mobile banking apps or visit the nearest ATM to verify your balance.
Important Dates and Authorities Involved
Event | Date |
E-Shram Registration Begins | Ongoing |
₹1000 Payment Disbursement | Monthly basis |
Last Date to Check Payment | Check the portal for updates |
Official E-Shram Portal Link | E-Shram Official Site |
The table above shows important dates and the official link for checking your payment status.
How to Register for E-Shram Card
If you haven’t registered for the E-Shram card yet, follow these steps:
- Visit the official E-Shram website.
- Enter your Aadhaar-linked mobile number.
- Complete the OTP verification process.
- Fill in the required personal details, such as name, date of birth, and occupation.
- Submit your application, and you will receive your E-Shram card number.
Benefits of E-Shram Card for 2024
The E-Shram card is designed to provide numerous benefits to workers in the unorganized sector, offering financial security and access to welfare schemes. Below are the key benefits of holding an E-Shram card in 2024:
- Financial Assistance: Eligible workers receive a monthly financial assistance of ₹1000, helping to ease the financial burden for individuals working in low-income sectors.
- Accidental Insurance Coverage: E-Shram cardholders are entitled to accidental insurance coverage under the Pradhan Mantri Suraksha Bima Yojana (PMSBY). This includes:
- Coverage of up to ₹2 lakh for accidental death or permanent disability.
- Coverage of ₹1 lakh for partial disability.
- Access to Government Welfare Schemes: The E-Shram card links workers to various government welfare schemes such as:
- Pradhan Mantri Shram Yogi Maandhan (Pension scheme).
- National Social Assistance Program.
- Ayushman Bharat health insurance scheme.
- Job Opportunities and Skill Development: The E-Shram database helps the government identify workers and their skills, offering access to skill development programs and better employment opportunities.
- Pension and Social Security Benefits: The card enables unorganized workers to enroll in pension schemes, ensuring financial security after retirement. The E-Shram card also serves as a gateway for social security programs aimed at enhancing workers’ livelihoods.
- Portability Across States: E-Shram cardholders benefit from portability, meaning that they can avail themselves of these benefits even if they migrate to other states for work.
- Priority in Emergency and Relief Measures: During national emergencies or pandemics, E-Shram cardholders are prioritized for government relief and assistance programs.
- Health and Education Benefits for Family Members: The card provides indirect benefits such as health and education schemes for the workers’ family members, improving their overall well-being.
The E-Shram card offers several benefits to workers in the unorganized sector. These include:
- Monthly financial assistance of ₹1000.
- Access to government welfare schemes.
- Accidental insurance coverage up to ₹2 lakh.
- Improved access to pension and social security benefits.
Checking Payment Status via Mobile
You can also check your E-Shram card payment status through your mobile phone by using the following methods:
- UMANG App: Download and log in to the UMANG app, then select E-Shram services to check your payment status.
- SMS Alerts: Ensure your mobile number is linked to your bank account. You will receive SMS alerts when your account is credited.
- Missed Call Service: Many banks provide a missed call service where you can check your account balance by giving a missed call to a specific number.
E-Shram Card Payment Status Table
Bank Name | Missed Call Number | SMS Alert Service |
State Bank of India | 1800-425-3800 | Available |
Punjab National Bank | 1800-180-2222 | Available |
HDFC Bank | 1800-270-3333 | Available |
ICICI Bank | 1800-103-8181 | Available |
Axis Bank | 1800-419-5959 | Available |
What to Do if Payment Has Not Been Received?
If you have followed the steps and still have not received the ₹1000 payment, here’s what you can do:
- Contact your bank to confirm if there is a delay in processing the payment.
- Reach out to the E-Shram helpline for support: 14434.
- Ensure your bank account details and Aadhaar number are correctly linked.
Conclusion
The E-Shram card provides significant financial benefits to unorganized workers, making it important to regularly check your payment status. With the steps outlined above, you can easily verify if the ₹1000 payment has been credited to your account. Ensure that your details are updated, and don’t hesitate to reach out to the helpline for any assistance.
Frequently Asked Questions (FAQs)?
How long does it take for the E-Shram card payment to be credited?
Payments are usually processed within a month of registration, but delays may occur due to verification issues.
Can I update my bank details on the E-Shram portal?
Yes, you can update your bank details by logging into the E-Shram portal and selecting the ‘Update Bank Details’ option.
What is the last date for receiving the ₹1000 payment in 2024?
There is no fixed deadline, but beneficiaries are encouraged to check their payment status regularly.